- Is this something to be concerned about or not?

I’m not necessarily concerned about being able to pay back the HELOC.  

The roof needs to be replaced anyway so I would plan to do that so really in the end, just the black soot coloring.Any issues I should be concerned with?   

The rental income will more than cover the mortgage and still provide positive cash flow, which is rare in the California market, making this a great opportunity for us.However, underwriting has expressed concerns about us moving from a presumably larger home worth $606,000 to a smaller one worth $376,000.

we just got an estimate from a solar company today, they wanted us to go through the hero program. just running the numbers in my head, i figured out i would pay triple the amount of the loan over 25 years, there was a loan fee of three thousand dollars, the 1500 dollar veteran discount was put into the loan, the 1500 dollar rebate was put into the loan, by paying cash i will break even after five years, instead of paying 25 years. as far as im concerned the program is a joke. it will put you in the hole and you may never climb out of it. figure out a better way to pay for your home improvements, this one smells predatory.

For beginners, it removes the pressure of meeting strict income requirements, and for experienced investors, it provides the ability to scale their portfolio more easily.How to Use DSCR Loans Effectively in Real Estate InvestingTo make the most of a DSCR loan, it’s important to choose properties with strong rental income potential.

I've never owned an ADU and I'm concerned about how it'll influence the primary which I also plan to list and rent. 

**Stage 1 - Beginner Wholesaler**From 2017 to 2018, I was just getting used to the ropes.

I recommend looking at IRS guidelines to ensure you’re capturing the right information.I understand the concern about the complexities of REPS and the risk of audits, especially with the amount at stake.

On the other hand, I would like to hear some recommendations on sites to manage the different postings on different platforms, again I am a beginner with only one villa, so I would like to stay on the $20-$40 a month.