@Ryan DunnYou are comparing apples and oranges.

Sometimes in CA it's difficult to show positive cashflow because the property valuations are so high compared to the rental income, but it is defiantly something to look into.

It’s worth weighing that against the benefits of accessing that equity for future investments.Since you’re considering DSCR loans, that could be a strong option, especially if you’re focused on rental income covering the mortgage—no personal income or DTI requirements needed not to mention the easy qualificaiton process compared to conventional.

You live in Jacksonville which is a market that has homes at the lower price point compared to the nation.I would do one of two things1) Get a new property via 3.5% down and use the rest as reserves2) save up another $10,000 and then buy a $125,000 home using $25,000 down.This will give you $10,000 as reserves just incase something goes wrongBest of luck.

I own properties in many states, and NM is not that challenging to deal with compared to Ohio, PA, and NY.Anyway, in Albuquerque, it is relativity easy to get Airbnb permits.

This is going to mean more homes closing faster and more closing means more comparable sales to trigger a rise in homes prices.

Tiffany, We all have the "I wish I never sold that house" story, but also compare that with your happiness.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

Lets first start with I am basing this on traditional bank financing compared to hard money.

I would connect with a broker who can help you compare terms across a wide variety of lenders and explain the differences in underwriting, rates, fees, etc.