I have actually managed to save up enough for multiple down payments around 20% as i have been here for 5+ years and not been able to qualify for credit (due to history length) so i have been pursuing the 20% conventional method initially. 

Personally, I just communicate with my tenants that we keep the HVAC (in florida so rarely need the furnace) above 68 degrees at all times, and that it is best to keep the HVAC above 74 degrees during the hotter afternoons where the ambient temp is in the 90s.

To overcome these challenges, many borrowers focus on building strong communication with lenders, providing clear and detailed exit strategies, and ensuring thorough due diligence on the property.

I finished your book the other day, "Real Estate by the Numbers," which has allowed me to add a few more powerful metrics to my underwriting methods.

@Donald Wilson Back in the 90’s, many consumer loans had an early payoff calculation done by the method called “Rules of 76”.  

I know there’s many methods but I think this is the simplest one.

Communicate, treat everyone with respect, and provide ample time.

Communicate with the family about the belongings and when they will come to get them.    

But most importantly, focus on partnering with a lender who is experienced in investment properties and the BRRRR method.

@Adria T. the PM company has to communicate, get a tenant in quickly and be able to handle items that are unforeseen..