If you think the overall mix of risk/reward for the IRA will produce better long term results that leaving all of the IRA money in the stock market, then take a closer look at the self-directed IRA options to facilitate such an investment.

It really is difficult because it requires a mental and business shift of paradigm.But like everything, if you put in quality work, you can get quality rewards.

It's a charming big old house with lots of updates and a really great location in the downtown OC area. 

It comes down to risk tolerance and risk/reward.

So: Net net - Here is where I am with a dilemma between CHOICE 1 (Chandler Blvd/Ahwatukee Hills/Gilbert - PROVEN areas) for an "OK" return for relatively much less risk where I have to cough up 350K for a decent SFHor CHOICE 2 (San Tan/South of Queen Creek/Coolidge etc) for a bit more risk but better reward and incidentally better cash flow - and yes, LOWER price overall for the property around 200-275K and hence more manageable.With the following baseline assumptions:175-350K price rangeNo PoolDesert Landscaping in back and front yardBuilt in last 5 years and reasonably well upgraded to keep CapX low.Close to many (preferably high paying)  employers Around 3-4 Bedrooms, 2-2.5 Baths.

I would say it's a high risk / high reward play.

It's also the most rewarding work we get to do!! 

RE: your question about JV's we spend a lot of time with them prior to working together explaining what we do, ho we do it, the risks and potential rewards.

It is a higher risk higher potential reward way to buy property, but it can go wrong especially with a low number of purchases.

In your personal opinion, what is the best rewards credit card for business and/or personal travel?