The bigger and more diverse your business, the more cumbersome managing multiple policies can become.Administrative Burden: If managing multiple policies is consuming too much time or resources, consolidating may be a way to streamline operations and reduce the workload on your team.Negotiating Leverage: When your business reaches a certain size, you may have enough premium volume to negotiate better terms by consolidating with a single carrier.Final ThoughtsConsolidating your insurance portfolio into a scheduled program can offer significant advantages in terms of cost, simplicity, and risk management.

Asking for and evaluating T12 is much more relevant to larger MFR with management than M&P operations. 

Like everything else, there are tradeoffs.However, you mentioned being in an area with students, so SFH's in your area may operate more like multifamily units anyways with higher turnover.

These are small enough that they are still operated by ma-and-pa operators but they are typically easier to find funding, operators, and contractors for.

When we do ours we check smoke detectors, fire extinguishers, sump pump operation and overall condition but have not focused on cleanliness. 

I've been operating in Maryland for almost 20 years.I am Bigger Pockets Maryland agent as well.

I have only been looking at residential, single family, but today I found two commercial spaces (office) that would be a great fit for my growing day job business as a lactation consultant (currently operate just by doing home visits, but want a dedicated office space to see clients one day).

Although I would like to try to do it myself, crafting effective operating agreements is outside my comfort zone.

I haven't invested with them, but I had him on my podcast a while ago and felt he was a very solid operator with no fluff and good experience.

Operators already have relationships with the brokers and are much more likely to see an off market or "pocket listing".