I will add that to your question of 10% or 20%, you need to ask yourself whether you need the cashflow or not. 10% down would leave some money with which to buy more properties.

Most fail to consider what goes into owning and operating real estate once it’s purchased and solely concern themselves with how to buy the property.

I want to be a investor buying and holding as well as fix an flips.

I originally wanted to buy into a vacation rental market but this last year has been crazy and we seemed to have been priced out.  

If you are going to continue buying, you really want a lifelong mortgage advisor in your corner who will help structure loans in your best interest.

Buy their equity over time with no intrest. 

.: Quote from @Jay Hinrichs: when I was buying notes I did not even run credit.. but I only paid 10 to 20 cents on the dollar.  

Then bought my own deal the following year 37.7k sq ft warehouse on 4 acres in Plano.Been buying industrial for last 6 years.I think your plan is right, I'm a big proponent of joint venturing on commercial deals.

I’m weighing two options for our housing situation and would greatly appreciate your advice, given the complexities involved.1.Renovate and Buy Another Property•Invest to renovate our current home adding a bedroom to the house given our family outgrew the house.

IE becoming a MFR landlord you do need some training.Its just like when you buy a franchise you have to go to their training so you learn how to cook the burgers right and so on and so forth.