Many banks have been sitting on 2nd liens for awhile now due to compliance, regulations, and other third party risks.

There is options for hosted showings via others.

I tried getting heloc from my large bank, However I was denied due to my income. if you can't get the credit lines for some reason from your bank then they have resources for that, even their own cpa you can use for a fee.

or are they just bank foreclosures?

I have a family investor that I will borrow from for the down payment, then finance the rest from the bank.

Unlike traditional bank loans, private lenders offer quicker approval, fewer requirements, and the ability to customize loan terms to fit the project.

Also worth noting you get a free month of Host Camp.

What banks do you guys recommend that I can use in the US?

I haven't worked with anyone since we prefer co-hosting but know oodles and oodles of hosts that do it.

Banks also won’t loan less than 50k on a home loan period.