I am so glad to hear Didier had a great (all be it long) experience with Lower.com back in 2022, refreshing to hear forgiveness regarding the long term times considering it was in the heart of the low rate boom  - posistive expierences is absolutely our main priority and we're proud that's lead to those amazing reviews Cody mentioned up front!

If anyone has any recommendations that would be amazing.

@Sage WeissInfinite Banking is a strategy and methodology that leverages the amazing benefits (see below list) of dividend paying whole life insurance.

I've only read the first 25 pages of "The Book on Rental Property Investment" and I am amazed.

But nope I just put the tips on my site LOL. .It really is amazing what is 2nd nature to me/us that others do not know.

Advice for Getting Started @Anna LindoI can't give advice for your city as I am located in Colorado Springs, BUTHouse Hacking is amazing.

Quote from @Chris Seveney: @Basit SiddiqiAgree for example would you rather have 13% net but deal levered 75% or a deal no levered at 8% net.On a 100k investment I would take the 8% deal every day as I will gladly pay an extra $5,000 to reduce my risk substantially since in option 1 the deal can go to zero in option 2 realistically it would be really poor management if it lost more than 10-15% of your capital.I would also take the 8% deal, 8% is an amazing return.

While my cash flow isn't amazing today, I'm investing in areas I think will experience appreciation and rent growth, and if rates do ever come down I'll refinance and be doing great. 

Has anyone filed taxes yet as a W-2 employee who owns only STR, rents for on average less than 7 days per rental (STR), and materially participates (usually requires 100 hours or more in a year and more than anyone else)I’ve heard there are amazing tax benefits if you fall under all of the categories.

Talking about demographics is touchy, but let's say they wrote us a letter and it was amazing, but they were the polar opposite at the time.