Most homes I bet were spec / tract homes, at least around here.

@Logan M.And I bet it has tons more impact when delivered that way They know you mean business

I am busy in a full-time job in Boston and wanted to work with someone trustworthy to get started quickly rather than get stuck in analysis paralysis or be discouraged by Boston prices.

Your best bet is to shop around with a few different brokers as each of them cannot write for all the available companies.Here are a few to check with:TWFG InsuranceRiverlands InsuranceGoosehead InsurancePat LeBoeuf Insurance

In those cases, almost always better to bet on the Hawaii or california as that floor is likely going to raise.

Lol, I bet you were having some Tennessee Champagne as Blackberry Smoke calls it... :-) Hahaha, I'm actually much more of a wine guy than whiskey or spirits.

Although I'd bet for every 1 legit real-deal, there is no less than 100 if not 1000 who are just like you said, another CEO stacking there cash and if it crashes and burns, oh-well, onto the next. 

Which of the following small towns would be the best bet for future appreciation: Jasper, Clanton, Eva, Oak Grove? 

I'd bet a $1 another user with no posts says how amazing the program is.

They often do qualify and I bet you could too.