.- Tag a friend who would/could benefit from this discussion.

I went with IRA Resources as they had low fees and waived account opening and title transfer fees. 

Some only with title in hand and these do.)Hopefully I get lucky like you did 🤞

@Keith CuddebackGet acquainted with a title company in your area, and they can help you get loan balances, chain of title ect.

In the middle of a sale of my parents condo and it's been 5 months and we have not closed due to title companie's lack of communication, instruction and then bringing an outside attorney into the fold to assist that has dragged this on even further.

As the title of this post mentions, Buyer should be aware that now the MLS requires Buyers to be in a agency contract with their agent before scheduling any tours.

In your case, my gut tells me just do one cash out refinance rather than a HELOC into a refinance because it will save you from paying two sets of closing costs and title fees. 

TOPA is neither a big deal for a buyer or seller if you are working with an agent and title company with extensive TOPA experience.

They just said, how much do you need and then wired the money to the title company.THAT is private money.

It reduces your chance of getting tagged as a spammer.