I am just starting out with a STR and found that VRBO is not very specific if they are collecting the tax and paying it to the State as a marketplace facilitator or am I responsible for this tax collection and payment ?

Hi @Jon Pflueger to answer your questions requires more information. 

I very well could have done it the wrong way, but this was just my experience.

This could be too much to bite off as a beginner.

If this is a property you want to buy you can make any offer you want but your owner financing offer is awful if she has any financial acumen. 

Is this connecting yet?

Generally, the biggest difference is that DSCR Loans often have prepayment penalties attached which typically will have a 1%-5% fee if you prepay the loan within the first five years so its the "risk" of having to pay a little extra fee if you sell or refinance the property pretty early on.PS - check out this series of 10 articles published on BP on all things DSCR Loans which can give you a full rundown on everything you would need to know when using this type of loan!

This is similar to being a private money lender.

Check out the different Forum Categories here as they can answer a lot of questions you have just reading through.

I'll wrap this post by pinging two other Japan-based American investors for their thoughts (until they actually tell me to stop doing this): @Steven E.