What vehicles do they own.

I admit, I do have two vehicles, but one is a 2004 truck I bought on craigslist with 210k for $3k.

Combine this with market rent being right around $1450 and it's a loss all day long....that is until the mortgage is paid off and it starts to cash flow quite a lot and I just view it as another investment vehicle like a 401k or IRA at that point since I get the cash flow later and the tax write offs now. 

Such a vehicle is designed to operate from a tax perspective exactly like any other IRA, and simply opens up your investment choices to include things like real estate.  

I've gotten several banks to initially okay HELOC offerings at 70% of loan to value, however, I don't think HELOCs are the right vehicle for me for several reasons. 1) The rate is variable. 2) The term is normally shorter than a refi, 3) There may be an unexpected balloon payment if you're not watching the draw period closely.

It came to pass that HB 390 would become the vehicle to get the foreclosure language into law.

Also, last time I checked my brokerage charged a $300 annual fee to have the account owned by an LLC, so you'll probably want to look into that as well.Trusts generally are a better vehicle unless you're trying to pool capital to meet minimums. 

This has been a rewarding and flexible career but I intend to transition that experience and insight into building a cashflow vehicle of my own. 

If the tax is big enough maybe I could find some kind of vehicle that would offer a meaningful guaranteed return.

Take a secured loan against a vehicle that is paid off.