In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

If you are using a loan, well there is simply no inventory in Cleveland.

So the though Hey I have an 800 fico and I should get a loan does not work.

You are absolutely correct that expense ratios can vary significantly, particularly for smaller MHP assets.

Wouldn't hurt to look in to both to give yourself the best chance at finding the best loan product. 

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

Research the area's nuances, understand BRRRR financing strategy, network with local investors, analyze potential deals, use VA loans wisely, explore financing options, and network through investor groups.

Loan is just over $108k. 

Do you have proof of loan approval?

Could have held until this winter and gotten his occupancy up to around 80% and would have added another $500k to the value.Downpayment $310kAll in cost plus loan: $1.3mmSold for $2.4mm; with 250k seller financing for 5 years.