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@Jon Martin people do get tripped up by this.

I will be meeting a couple of the guys on an upcoming trip to Belize on a Cacao Farm Tour (BCC). 

Despite being remote, I felt confined to my desk every day with little mobility, and the heavy emphasis on commission made it a rollercoaster experience.During a recent trip to the States (I'm Canadian), I had a realization.

Most of Houston is growing, as is most of Texas, but if you have a guide who knows the real up and comer, you can increase your curve.

And we do bigger trips during the winter.

Patrick,When you deal with a smaller lender or a broker they have tough guide lines and something called "overlays".

In addition to the returns, I get to enjoy writing off all my (and family) trips as work expenses as well. 

I would hire for them for their expertise to guide me on what I do.

I'm new to this business, and feel as if Norada can really help guide me through this for the first time.