We replaced the sewer line and it cost about $8500.

I think it comes back to what is most important to you, it sounds like maybe the velocity of reinvesting again? 

If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

I think in 22 years we only went through 3 keurigs and on one I complained to the company about the problem and they sent us a free replacement machine.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

@Kim Tucker Sounds like a great event!

I can't speak to the accuracy of their skip traced numbers, but it sounds like that's not good either. 

Due to the likelihood of needing to replace AC and/or furnaces in the next 5 years, there will probably be another year or two of near zero cash flow at some point.When I bought these houses, the neighborhoods had a lot of rental homes, but were still desirable affordable neighborhoods.

So the probability of someone replacing their W2 income is extremely low.  

Hi Nedim,It sounds like you have a clear vision of your goals, which is great!