Under contract to buy a home that needs to be completely torn down. I was planning on building the home in the traditional stick built style in my budget but am wondering if doing prefab may save some money/have other...

@Zen Johnson pre-Covid, pretty good overall.

So, I am not a "professional wholesaler". 

He is a realtor that I previously purchased a small portfolio from and therefore had a good professional relationship.

Readers should seek professional advice.

For example, my average terms are 90%-100% LTV and 10% interest flat no points or pre-payment penalty.

I’ve been researching local professionals and would welcome any advice on how to vet and connect with reliable team members, particularly in a high-cost area like the Bay Area.As for hard money, I haven’t explored it in depth yet, but I’m open to the idea for the right deal.

But there is no black and white guidance that I could find.And, in conclusion...1st conclusion: no FICA until the child's 18th birthday.2nd conclusion: tax law is muddy (I would add two capital letters, but it's a family-friendly forum)3rd conclusion: pay your CPA, we have to deal with it daily, and it takes skill

This is my pre-retirement preparation.

That doesn't pass a cursory BS test, and risks the appraiser calling out either fixed plumbing + permits, or a licensed professional remove the bathroom.