The horrific things that happened to me forced me think of alternate ways to get into a home.

A possible alternative to cash out is to sell the property to your family member, so that the property stays in the family and the equity is accessed.

An alternative I've considered is renting while in CS and buying an area with a lower cost of living in another part of the country, which of course wouldn't allow the VA loan to be used.

Or the alternatives are to receive BSEED tickets, tenants can put rent in escrow, etc.

Alternatively you can hire someone with a broker's license to be your "broker of record" to open your brokerage.

My idea for an alternative is to use Bill Pay and just register the CC payment by transferring from the checking account and writing a "check" from the CC account for all the bills paid in that period.  

The alternative is to add a new LinkedIn profile dedicated to REI.

Banks and alternative lenders (non bank) are a possibility.

There may also be other creative financing alternatives available, such seller financing, partnerships, private money lenders, or utilizing the equity in your current home.Do extensive due diligence to evaluate a multi-family property's finances, condition, rental prospects, and market worth before making an offer.

Considering this constraint, I am contemplating an alternative approach: constructing a fourplex on a suitable piece of land.With a capital investment of 25%, I am curious about the financial viability of this strategy.