This rental income will not only help you cover your mortgage payments, but it also provides passive cash flow—one of the main reasons people get into real estate investing.

Are you mainly partnering with local municipalities and grant programs and then bringing in a lender? 

My main area of focus is in multifamily and commercial NNN properties.

My gut tells me that Texas, particularly Austin and Houston, could be where the next wave of growth and expansion occurs, mainly driven by strong business and job creation trends.Here’s what I’m looking for in my US investments:Free-standing houses with a good land component, at least 3 bedrooms and 2 bathrooms, and in well-maintained condition.Yielding over 6%, with a slight cash flow positive outcome, while also offering medium-term capital appreciation potential.Holding for at least 5 years or more, with a view towards steady growth.The long-term goal is financial independence, reducing reliance on salary-based income, and building assets during this accumulation phase.Debt reduction is on the horizon—looking to consolidate and start winding down debt within the next 7 years.If anyone has experience investing in the Texas real estate market or any tips on navigating US property investments, feel free to share your thoughts!

Especially when this practice is still our main source of income and will be for quite some time! 

It's mainly been the second one.

The main factors in getting better LTV on purchases depends on the type of loan you are looking for. 

Do you know (or @Valerie Budd) when completion for the main amenities will be completed?

Thanks, great advice.My main concern is that I am not local (about a 2 hour drive to my market area).

One of the main challenges is that I can only afford to put 5% down, which would leave me tied to this property’s expenses for the foreseeable future, making it harder to pursue other investments.All of this said, I’m really struggling to stay positive about investing right now.