Hello,We recently bought this 16 bedroom, 4 bathroom motel type room-in boarding house in a low income area in Syracuse.

If expenses are low relative to income, the cash on cash decreases when down payment increases (10k column).

Also purchased because realtors told me that 180 per sft is really low for the area and that its a great deal. 

I am sure you have a low first rate and that is more than likely why you went with Helocs.  

Many investors don't realize they've agreed to dump more money into the syndication if it runs low on cash (capital call).

They will usually let it run through three or four times on the auction set without hitting the reserve and the formula for reduction, which is similar for REO on the market, is reduction of ten percent every thirty days until it sells.

However, seasonality still exists and the summer is low season.

The 1BR rent looks very low and it says it's turnkey (might need some cosmetic things before bringing in a new tenant).

Geographically, Michigan, New York and Ohio are great states to invest in with low barriers to entry. 

Then I asked myself, how low and at what price am I willing to buy the Bitcoin at?