That is literally the difference between 265k and 300k. 

You are in the right place and this community has literally taught me everything real estate over the last 3 years with all the podcast, forums, blogs, calculators, etc.

I wasn't super worried about the PMI for a year, cause if its literally no money out of pocket and it has positive cash flow, I viewed that as a win.

They literally tell me I am going to risk everything as soon as the market goes down.The fact is I mainly invest for cash flow, appreciation is taken into consideration but, I don't bank on it. 

I have literally never seen a property that would satisfy the 1% rule, and costs seem to be higher here (no or reduced beneficial mortgage treatment, 10-12% management costs).

. ;)If you are in or around Ocala, I am adding new members to my brokerage literally this week and again in August.

I'm not afraid to get my hands dirty, literally and figuratively!

I literally started with nothing, it was terrible, and I had to do everything myself and I still made it through.

Yeah well NorCal is literally ON FIRE.. the air is so smokey, But, that would be off topic. 

Literally write out which scenario works for you, FOCUS and work like heck for your goal!