@Robert S. also, take plenty of photos/videos to document everything, and keep all receipts...you will probably need those items if you go to file claims with insurers/the home warranty company, etc.Unfortunately, in my experience, getting home builders/warranty companies to take ownership of problems like this is often more trouble than it's worth...your mileage may vary....

I don't take offense to your challenge, but one thing is certain broad stokes via percentages can get you in trouble very fast. 

It was maybe a year later that we decide to move things to my home residence to keep him out of trouble with the town folks.

He likely can't grow his business without financing and he will have trouble getting financing if the business looks that poor on paper. 2.

If your personal finances are a mess, then you're going to have trouble investing in real estate, and you probably should NOT use leverage to buy real estate.

If you had explained this key point up front, we could have saved a lot of time and trouble.

I am also on the fence considering that NPR is not that desirable a community. 100K purchase price with a $900 odd rent amount would go a long way in better, more stable cities.

I'm the opposite....I jut plow ahead and get myself into trouble :-)My business strategy is 'paint yourself into a corner and figure a way out'.

This is how people get in trouble owning their own real estate.

Each to their own and nothing personal but there is also the other side of the spectrum where folks don’t know what they are doing, use stupid leverage and get into a lot of trouble.