Buying sub to refers to keeping the loan in the "seller's" name and you, the buyer, "promising" to pay that mortgage on time.The only way this method works is if the loan is "worth" taking over, meaning that it is not some ARM or high interest adjustable loan and that there is enough equity remaining.

It is a call to arms.

As I am in my car pulling away from the store, the second lady comes running out waving her arms to get my attention.

It is funny how you just do not get to keep ill begotten gains Please enjoy the Irony PS, they will not get a shot in the arm from retiree's http://www.bloomberg.com/apps/news?

In fact those that offer it usually will force you into a pretty crappy loan product (1 year arm or hard money terms).

I have team up with an organization that will help homeowner modify their loans, by getting them into a fix rate if they are in an ARM, and lowering their monthly payments.

Armed with these violations, you can then approach the bank not with your hands out begging for a loan mod, but with the threat of a lawsuit and demand that your loan be restructured, often times, receiveing funds back that you were overcharged, either in interest, or in fees, sometimes both.Very few attorneys now this real process and many claim to provide the service, but all they use is some computer software to examine the loan documents.

The home owner doesn't have a realtor and she has explicitly stated that she does not wish to deal with realtors.

I'm sure we could supply a small deserted island with small arms and munitions somewhere.

There are many people in this forum that can help you determine if it was predatory in nature.Other than the fact that you got an option ARM between 2002 and 2006, and that you saw a commercial, what else makes you think the loan was predatory?