What is happening is that banks are no longer loaning (creating) that additional money, the reserve requirement is still 10% (just an example, I'm not sure what it is exactly) but that is the minimum requirement, the banks don't have to lend (create) that additional $900 as they don't want to take on additional risk right now (very rational). 3 years ago, the $700 billion in TARP funds would have added trillions to the money supply (inflation), currently, the banks took that money and actually decreased the money supply with it by writing off bad debts or purchasing other beaten down banks at a discount.

In 2005 I started telling my members to decrease their debt load, unload marginal properties while the prices were approaching the peak and improve their cash position.

Consumer spending decreases which triggers more layoffs, and ultimately causes some businesses to fail.

Do a billion lower blocks and front punches - How do I grow lady swooning muscles like Arnold Schwarzenagerghweggwgergereerrr?

Pulling rank, or flexing your investor muscles with a negotiator will not get you far.

If those proceeds decrease, it may void the approval.

China is flexing its muscle.

If the vacancy is dropping, how is that happening and how can you be sure that trend will continue when the MI trned of population growth has been steadily decreasing over the last two decades?

Mortgage will decrease from $1,100/month to $675/month. 

If reduce rent as compensation, you can’t write that off, you’ll show less cash flow (which will decrease the amount you can leverage on Thao property from a banks perspective if you wanted to purchase another property).Personally, I’d keep rent the same, and mail the tenant a check each month.