If the answer is performance-related, or due to the agent simply not being a good fit, then that is understandable and they might let you go if you explain your legitimate reason honestly and ask to be released from the contract nicely.

If your goal is to get into short term rentals - analyze the deal to a point where it can still work as a longterm or midterm rental if short term doesn't perform as expected. 

We perform several flips a year when we find them from wholesalers.

Sometimes these insurance contracts come in legal sized paper- possibly a harbinger of what you'll need to do to collect fairly from them, But always expect them to perform completely on the things which are in their financial favor.

For instance, with STRs, why won't an investor spend an hour on AirBNB for their area to identify listings that:1) rank the highest2) occupancy 95%+3) ADR $750+4) hosts have 2+ properties5) listings are branded with 20k+ Instagram followersetcThen, reach out to those top operators; as many don't have the time or gave up on cold outreach, yet they've done the hardest 90%, have skin in the game, and outcompeted thousands of listings nearby.

You’d want to consult with a CPA to see which option aligns better with your tax strategy, especially given your other business expenses.PS: Fun fact—Bobcat is a brand name, but it’s often used to describe any compact excavator.

The biggest reason for them buying in is the branding they get with the lead generation in particular.

Usually partners, capital partners want to see prior performance before being a debt or equity partner. 

We have a new rental property, with 3 BR and an in-law.

The idea of Cash Value Life insurance is brand new to me, and was introduced by a financial advisor, but looks promising.Some background on me:I have a W-2 job and make about $80,000/year.