And if this was the only time. 2) Ask for an Elevation Certificate  (link here if you don't know what it is)  3) try to get a DECLARATION page (same link if you don't know what it is) reason being a savvy agent can port over the rate if the seller is getting a killer rate due to government subsidies. 4) you can either shop the NFIP and private flood market to make sure you are getting the best price and best coverage. 5) make sure you are working with an agent that understands flood insurance (ask how many flood policies they have under 700 - Not an expert) 6) Google search "Lloyds of London flood insurance" know there is more than one option and you can hire a firm to shop them all or do it yourself. 7) Google search "Private flood Insurance" Know there are a great number of alternative to the government program (NFIP) and they are not all equal so again working with a flood expert could make this option a much easier option. 8) ask your loan officer or realtor if they know of anyone that really understand flood insurance and an expert agent that can make sure that the loan closing isn't delayed due to incompetence in this field. 9) let me know if I can help.

I am focused, hard working, reliable, and my background is in business with a Business Management B.S. from the United States Air Force Academy. 

I can think of directly investing in buy and hold SFR or MF and Apartments, fix and flip, Syndications, Air BNB/short-term rentals, mobile homes/mobile home parks.

TREIA, the Deal Maker mtgs(I think they still meet near RDU Airport at a hotel), and there is a Meetup here through BP that meets monthly I think. 

I am focused, hard working, reliable, and my background is in business with a Business Management B.S. from the United States Air Force Academy.If you would like to connect or know a great agent, lender, mentor, or other important team members in San Antonio TX, please let me know!

They meet at noon every Tuesday for lunch at Logan's Roadhouse on Wendover and the 3rd Thursday of every month at 7pm at the airport Marriott.

Trying to focus in on the BRRRR and air bnb approach for now so I'm not all over the place.

I think that's pretty fair though my percentages are just pulled out of thin air.

I don't think that I mentioned that I do still have one lower paying W-2 job, and rental income from my 1st property (short term rental income thru Air BnB) that brings in on average $1300 per month.

Looking back, may have just kept the wall units but central air seems to be a big draw for the renters.Future: Am looking into getting a HELOC/HEL on property to fund the next multifamily investment.