EXCELLENT response to the question. 

The kindness and humor of the responses is comforting in a field where there is very little down time (currently as I get it established) and you all "get it".

Hi Gavin,This is fairly common, and it’s great that you’re thinking ahead about how to handle utilities responsibly.

Are the displayed data accurate?

All of my assumptions were based on that 2 unit residential and are fairly accurate between rental rate and ARV. 

Thanks for all the responses!

@Jim GoebelThanks for taking the time for the thoughtful response.I think that if one were to submeter, the fairest/most accurate way to do so would be placing the sensors/meters IN the units.

I would kick the tires because it seems like it could be great.Thank you so much for the response I agree with everything you said here.

Made a response to another post. 

This guarantor, who may be an individual or another entity, will be responsible for the difference between what is owed to the lender to make them whole and what has been recovered.If the lender makes the loan to an individual (natural person), this person is implicitly the guarantor via the note, and no separate guarantee is needed.