Just one other thing along the bulk purchases, you can break them down as Dion mentioned but you also work off of several loans or blocks from the weighted average to maturity, weighted average yield, weighted average collateral (LTV/CLTVs) as well in a portfolio.

Weight the option you want by making the other two un-desirable based on their scenario.

A good tenant that's really dug in for the long haul is worth their weight in gold.

I figure this time is worth its weight in gold and also to be my most important key to success.

It is NOT an appraisal, it's an assessment, your analysis, your numbers but it is not an appraisal.Sounds like you want to use the term to give more weight to your assessment and present is as something it is not.

The credit is $2,000 for a dwelling unit that is certified to have an annual level of heating and cooling energy consumption at least 50% below the annual level of heating and cooling energy consumption of a comparable dwelling unit and has building envelope component improvements that account for at least 1/5 of the 50% reduction in energy consumption.

Some more heavy weights weigh in on Phoenix. http://www.bizjournals.com/phoenix/news/2013/02/13/another-real-estate-boom-for-phoenix.html?

Pennys types.Your credit score is developed through a stistically weighted computation of different types of credit, not all credit lines are equal, your income is reported on applications, it determines your ability to pay and debt limits, which also are computed, these can bring scores down as well.

Bill, check those dirt calc.s.A typical triaxle straight frame dump truck is 18 cy's, loose dirt, to meet weight restrictions.

At best you can get a "small" reduction, but that usually doesn't affect your bottom line too enough to make a big difference.