Other option would be subject to where the mortgage doesn't actually transfer into your name but you make the payments.

Other than than if you have excellent credit its 25% down.If it needs rehab work it will open up a can of worms if its "Subject to" and cannot pass appraisal/inspection. 

The more reading that I do about the subject, the more that I hear that your experience is a common one with online auctions.

That could be used to put down the 15% down on the new purchase using DSCR.You could also do a "subject to" contract if you want more info I would look up "Pace Morby's" info or videos on Ytube.

If you are scared of losing everything and that everything is the 16k entry plus closing costs, it's not worth it on subject-to which has to be done correct and requires a lot of management to make sure their loan does not get called.

Cooper) said that the mortgage is assumable (there is path that would allow me to remove spouse from mortgage and retain the current rate), but the process can take a while, is subject to fees, and they need to reevaluate my ability to qualify for the mortgage without my spouse.

Gayle, is the property subject to AB 1482 or any other local rent control ordinance? 

multiple finance options: subject to, owner financed, lease/rent to own, assumable, NACA, the just started 95% LTV for OO up to quad, etc.  

Need a referral for a solid escrow attorney who has experience with subject to deals. 

But I also want to give him security of having a lien on a property that is not the subject property.