This can result in significant financial loss and damage to your credit score.

I’ve been in the real estate game for over two decades, and I’ve had my fair share of experiences with PM companies... some stellar, others not so much.Here’s what I’d suggest:Start Local: In OC, there’s a lot of value in picking a PM company that knows the ins and outs of the area.

I'm not the fair housing landlord expert but I'd probably steer away from referring to it as "veteran housing"Either way I can relate to your situation a little because I also own a house that is shared by multiple people.

Sometimes the cheapest option isnt the best option, and most over-the-phone rate quotes (saying "I have 800 credit and 20% down, what's your best rate?")

Couldn't tell you what a fair number would be.

I am currently looking for a small local bank or credit union that issues lines of credit collateralized with investment property.

Buckets are the credit/exp requirements for leverage and rate. 

Thank you very muchJaša This is how traditional banks, private credit funds and anyone in the lending space works.The challenge you will have is finding someone to give you money at X%. 

I hear frequently getting financing for container home type projects is tough if not fairly impossible vs traditional construction financing, so wouldn't that take more capital?   

For your first commercial deal, your best home is probably going to be with a local community bank or credit union.