Not a full fledged house hack, but enough to take the sting out of the rate we got.Not all of Citrus Heights is the same, but the area near Fair Oaks/Orangevale/Carmichael has a good balance of price and quality.

Yes, as I'm doing more research, I'm finding that I would prefer to invest in markets that I know personally, so as not to rely on external variables completely.

It's important to know what market rents are for what you are analyzing, many properties are super under rented and you have to get them to market rates. 

They do not want the other person's name on the deed or the mortgage once the dirvorce is finalized.   

It seems that there is some risk associated even if it cash flows because our names will still be on the mortgage and affecting our DTI ratio.

Check their occupancy, nightly rate and amenities.

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment. 

I've also leveraged that capability to build some pretty cool dashboard on my end to occupancy, revenue, and cancellation rates across all platforms. 

Thought about refinancing at the time, but didn't do it before rates exploded.

The thing about condos is the HOA will go up and your mortgage stays the same so you will end up losing by the end of the mortgage.