Count on the rate to be at least 1% higher than where you'd be for a primary residence, and to maybe even cost a little in points depending on the program, your credit scores, etc.Happy to help you think on this more if you want to setup a call.

I got a call earlier this week from a customer I installed a deck for back in 2002 .

I called the current landlord and he was completely surprised by the reference check. 

My approach is when there is that much unreliable information, I either call it a day and walk since I have no idea what comes next or I negotiate to a super deal so that whatever I haven't been told can be taken care of.  

Call them and verify employee status/account paychecks drawn on?

The so called "local homicide tracker". 

That’s what I call a reply!

Or do you provide the credentials when they call to complain that the service is logged out? 

Then determine your burn rate, days between call to cash, take down ability and average profit per opportunity. 

Is a Pricelabs comp-set called the revenue estimator on their website?