Numbers get inflated by international students who are not, on majority, buying homes or staying past their schooling.

.- Seal the crack only from above and hope it stays static.- Stabilize the foundation with helical piers on the exterior. 

Always approach such claims with a critical eye.This education has potential, but like any tool, it only works if you put in the effort and stay vigilant against common pitfalls.

My goal would be to secure my first property by 2025, reinvest in 3-4 properties by 2028, and refine systems for scalability by 2029, using tech tools to stay organized and effective.Good luck!

As things get more difficult more and more and just staying higher end. 

If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.

Looking for advice on good areas and areas to stay away from. 

If house hacking is not an option, you can try out-of-state investing and check markets you are comfortable exploring. 

If you are planning to stay in the Investing field, you need good real estate agents to help you in several ways.

Maybe your situation is different and if you don’t feel comfortable in the neighborhood then this may be a moot point anyway.As for FHA, my understanding is that you must intend to live in the house for a year  it sounds like you did intend to, but due to unexpected circumstances- lead exposure and unexpected unsafe neighborhood- you have to move.