Some of the national data sites have pricing suggestions that run both high and low.

Yes, I should have mentioned that I do have an Amazon page set up and the links for the Amazon lists are included in the spreadsheet as well.

If we have to start eviction proceedings a second time, we will complete the eviction process and they will have to move.Rules vary from state to state and lease to lease, but on my properties, if the rent was not received, on the 6th they would get a letter stating that late charges have been applied to their account and if they do not pay within 10 days we would start eviction proceedings and all court costs would be applied to their account.  

Now I spend my time making sure new investors entering the market do not make the same mistakes my wife and I made. 

I’m glad you brought up the hammer-nail analogy—do you ever feel that, since insurance is the only product you offer, everyone ends up being sold insurance?

And there are people that do that out there.  

If borrowing against stocks is an option, do they have to be stocks held within the US and/or do Canadian stock investments count as well?

I'm planning to do that for each of my two sons when they move out and go to school. 

It's a good way to get started and learn the ropes without a lot of capital, but you need to make sure youre doing it correctly.

Then check off all the things you need to do to buy a property and get them done (get preapproved, find an agent, contractor, etc.)