Interest rate 3.8% In short this is how you do it...Find a flip opportunity, use hard money or what you got to buy, rehab it, re-finance it, boom.  

With the upswing in the country's short-term and mid-term rental markets, a unique opportunity is presenting itself to house hackers during a time when it's harder to cash flow than it was a few years ago.

I just wanna make sure, the 10+ years lock-in period is making me a bit anxious.  

Land leases often complicate financing, limiting your buyer pool, especially if lease terms are unfavorable or the remaining lease duration is short.

This plays into the affordability issues for tenants by allowing them to live in nicer neighborhoods for less money, yet I get monthly revenue comparable to short-term rentals.

Yep both enjoying the investment both short term and as a Longterm investment.  

They are bought either with SHORT term high interest (hard money) type loans or purchased in cash.

Is it currently fully-amortizing or is there any remaining interest-only period?

Look, I am rather regimented when it comes to hard money; that a HML should ONLY ever be used for short term transactional purposes. 

Life’s too short.2. you’re making a 5 percent return on total equity now, and surely much more on a return on investment basis.