Hey Bigger Pockets world,I am currently a Junior Finance student at Loyola Marymount in Los Angeles.

Quote from @Zach Edelman: Should be a list of Bigger Pockets recommended list of Hard Money Lenders to refer to as well/make the search a bit less overwhelming.  

Oh, and that person is probably authorizing checks from a business account with much deeper pockets than any traveling medical professional.

I have decided to look into a heloc, I'm a bit newer into realest state investing, I have completed a couple of fix%flips this year, I currently use hard money for the purchase with 10% down and I cover 100% of the rehab, with that said even just doing a couple of homes at a time, I find myself around 200k out of pocket, I think it would be a bit easier on myself and wife if we utilized a heloc vs just cash, my primary should appraise around 1.1m and my mortgage is 640k, I'm looking at pulling about 250k for a heloc, I don't want to refi the home and cash out as I only want to pay interest on funds as I use them ( I know I won't always be using the heloc cash) Any advice or even knowledge for people in a similar situation, and anyone have a referral for a Heloc?

Knowing the three cities mentioned is important for grading the neighborhoods and can vary street by street. 

This way it’s no up front out of pocket expense for me and they then have the extra money to spend as they need it.

Deferring taxes with a 1031 doesn't put that money in your pocket for your own use like cash-flow.

There is an "arrears" that has to be identified and paid out of pocket before the sale or the loan needs to be paid off in full. 

I struggle with that myself.Insurance broker - I can introduce you to a couple of great agents, but they are not on Bigger Pockets, so I cannot tag them.

@Renee MachatWelcome to Bigger Pockets.