@Anthony BlancoI think it's more about being connected within your market and community and less about finding the perfect tool. 

If everyone in the world could point to the perfect program and all agree that it works, most of us would still fail at using it because we just don't take the time and focus needed to master it. 

Yes, sometimes it isn't perfect, but no one is a targeted victim.

That makes perfect sense and totally answers my questions.

After several years interest grows and the insurance declines ( your cash value is higher therefore your insurance needed declines)2) having said that, WL should not be acquired TOWARDS to invest in RE.3) if you have a WL, then your strategy works perfectly.

It's a perfect place to start your real estate investing journey.Read Beginner’s Guide to help you get started: http://www.biggerpockets.com/real-estate-investingI hope BP helps you achieve your goals!

Unless its a perfectly turn key deal with market rate tenants, you'll actually have more control over a property upon closing with vacancies than if it had tenants.

This is something crypto came to be for, instant passage of "funds" from part to party, no float. 

Here are the insights from my attorney and CPA:From my attorney:Your approach is perfectly legal and reasonable.From my CPA:Your approach of opening a joint account to pay the mortgage with the deposit coming from the LLC is the correct way.

Count me in; Schaumburg would be perfect !