Our contractor is unsure how to fix the issue, so I would love some help troubleshooting.I had the roofer come back and check the new roof - everything looks solid and the party walls are capped and sealed. 

Some programs will let you spend as much as you like to buy the rate down (to their rate floor), while others do have a cap of 3-5% max buydown like you mentioned.o Seller concessions: The typical max allowed seller concession on a DSCR loan is going to be 2-3% of the loan amount.

Here are a few: I just saw a LinkedIn post with a sponsor talking about how they are underwriting using cap rate compression, meaning that in 5 years the sales price cap rate will be 50 bps lower than the purchase cap rate. 

If-and-when applicable to a sale, the tax rate that applies is the far lower cap gains rate, not trust rates.The key factor in selecting a tax-sheltered self-directed retirement account is UBIT.

IRR estimates are extremely sensitive to the exit cap assumptions.

You can use the cap rates to compare if buying multiple 10 unit properties or two 30 unit properties. 

Most properties that size are 2nd homes and often sell with furniture included, which can reduce start-up costs.No cap on STR permits in Washoe County on the Nevada side. 

.- thanks   1) on the  1st mtg  refinance proposal at 4.1%  -  sounds like they are  offering you the  higher note  rate  so they can  absorb  some of the closing costs .....make sure you get a loan estimate and  review the details about them picking up all costs  ( titel / escrow / recording /  credit  etc ...)    2)  also  check the  index / margin and  caps   on the new  loan  offer   and  compare these to the  present loan  details  ...if you  keep this loan past the   rate/ payment  adjustment  period - you want to make sure  you  are aware of  how the ARM  can  change   3) the offer  to  do  " free  "  refinances in the  future  is  no  big deal  beacuse  any lender  can offer this  via  a higher rate  to  absorb  all costs 

Is it Cash Flow, Cap Rate, COC, all three or something else?  

These are all best execution for a well qualified sponsor. The below terms are live as of this date, for a rate and term refi (no cash out).

From left to right:
Points: 1, 1.25, 2.
Prepayment penalty: 10 years, 3...