Owner occupied or straight investment?

Understand the financing options available for first-time investors and explore FHA loans or other programs tailored for owner-occupied properties.Networking and Mentorship: While you're already connected to Bigger Pockets, actively seek out mentors or local real estate investor groups in Missouri.

A few things that I have learned are as follows:Make sure one of your units is occupied by a general contractor. 

Factor in property taxes, insurance costs, and maintenance expenditures to ensure your investment aligns with your financial goals.Take Advantage of Financing Options: Explore FHA loans for owner-occupied properties or conventional financing options tailored to multifamily investments.

Our maintenance staff is busy, they're not sitting around waiting for funds, so we have a queue.Is the property occupied by tenants?

I'm trying to owner occupy with FHA/Fannie Mae using minimum DPs.

@Anton FiliptsovThey don’t allow anyone inside because it’s tenant occupied and tenant will not allow it and it’s not worth the banks efforts to get a court orderYou can go knock on door and say hello and when they open door see the inside but also recognize you could get shot - who knows.

I found a house I like but I’m having challenges because it’s renter occupied, there are boxes and stuff everywhere.

Note when you owner occupy 1) there is no vacancy 2) there is no PM 3) maintenance/cap ex is usually lower than with a tenant.  

ADUs do not get good valuations but they do better than JADU I suspect due to owner occupied requirement of JADU.