(not counting the state LLC cost) I am not going to respond to your SDIRA/LLC consulting service unless you are a lawyer or can quote me a cost. 

I own a travel agency and have monitored booking calendars similar to our villa for 6+ years, and knew the ROI would be there.

You need an accountant and tax consultant and a real estate expert to sit down and put the houses in order of their value vs. their cash flow if you and your mom do not plan to go back to regular jobs.

Three monitoring services all sent me notifications about new data on my credit report.

Active monitoring, various security protocols in place, active IT staffing etc.. 

Other expenses that I've incurred are 2 1/2 months worth of credit monitoring through Score Sense at $40 per bill and a 23% APR personal loan of $2,800 to absorb a balance that I already owe on another credit card which was at a 0% introductory APR for another 6 months so now I have toxic debt thanks to their underwriters.

Activities such as self-managing, handling tenant needs, monitoring security, and overseeing property maintenance all count towards these hours, even after all units are rented out.

Note: I understand you are not giving me legal and tax advice via the internet forums and take it as such and will consult my own accountant.

Consult your exterminator, also, as some infestations are difficult to address.If they're going after the pet food, you can be certain they're into the other food stuffs as well for them and your other tenants, if it's a multi.

For yearly filings, ensure you are aware of and adhere to state-specific requirements for annual or biennial reports, and timely file both federal and state taxes using software like TurboTax or H&R Block, or consult a tax professional if needed.