We service several Domestic and International Investors and in doing so we try to insure all of our Clients are satisfied with our service.

I know my international investors have found it very lucrative.

Are they domestic or international?

When the crap hits the fan, pooling of money for deals will absolutely function like a pyramid scheme for some unscrupulous operators...they will rob from Peter to pay Paul, many times without bad intentions.It also takes good internal record keeping to keep from commingling funds.

If you feel you have done estimates in this fashion and found a way to make a good return anyway, seems like a win.

Anyone else out there approach decision makers in this fashion?

If you and your agent think your right just don't sign the release.. the buyer for sure is not going to sign the release to you.. so its just a stalemate..the title company will hold the funds until such time as they interplead it to the court .. then you both hire attornies.. and fight it out.but in the meantime most folks would come up with a win win for this and split the money in some fashion ( assuming your correct that this buyer was out of contract and defaulted)

We will have to save the old fashioned way for those I think. 

With that money, I will fund international adoptions for families every single month.

Those are just internal overlays of the lender you are speaking with.