It just perpetuates the cycle of insurance and cost of living increases here in Florida.

You have a mortgage on it so no one's going to go after you; you'll just need good rental insurance and (recommend) an umbrella policy. $200-300 per month isn't great, so make sure it really makes sense to keep it as a rental.

Time is critical, especially in competitive markets.Clear Offer Terms - Present a firm offer with terms that make the seller feel confident that you can close fast, with minimal contingencies or proof of funds.Due Diligence Preparation - Have your financing lined up and know your repair/rehab costs in advance so you can move quickly without second-guessing.

I wonder if the insurance company would have bought her new panels?

I have an Airbnb and an insurance adjuster who wants to book the place off Airbnb for two months.

That's where I really need to firm up on. 

I have seen this work in high priced markets like San Jose Ca.. where the property owner is a very wealthy business person with no time for rentals and the person they sublet to is close t them either friend or bizz associate and will work the property to make  the delta as the owner just does not want to mess with day to day and there is extreme trust.The other thing I have done personally is with the insurance companies ..

But you'll have to change the insurance to the LLC, and the lender will be notified. 

The labeled the whole state high fire a few years ago, and now no one can get insurance.  13% of deals are not closing as people can't get insurance.  

The problem is that you have to accept the dog but the insurance carriers do not cover bites from Pitbull's.