It's a high risk area, I would expect a lot of turn over/vacancies before you come across a qualified tenant.

Are there any lenders offering HELOCs for small business owners who primarily use bank statements to qualify, especially those with write-offs?

Have you gotten preapproved yet to know what you can qualify for?

In general, a tenant is responsible for damages caused to a property, and even disabled tenants who qualify for reasonable accommodation and who alter the premises to meet their needs are responsible to put the property back into its original condition at their cost.

Talk to a lender immediately and see what you can qualify for.

From how you describe your situation, I don't think you'd qualify for the construction loan, they are very conservative on their underwriting.  

Once tenants have viewed the property I go in order of the first qualified tenant that says they want to proceed to the background check.

First, qualifying as a real estate professional for tax purposes requires more than just 100 hours of participation.

But you left out a keyword “qualified”.

With Nomad, you're paying a lot of extra money for a guarantee that is not necessary with skilled and experienced property management combined with masterful recommendations for property condition; i.e. what a property needs in order to be rent-ready to the degree that qualified candidates will be attracted to rent the property.