Seems like a lot of folks prefer SFH, but I bought a Townhouse because it seems like it is easier to maintain (HOA covers external, landscaping, and neighborhood amenities).

@Ella VolneyTypically, you can only find a lender in the country where the property is located and, if you're not a resident there, it will be more difficult if not impossible, depending on the country.When it comes to investors, they need to be open to the idea and then you need to have opportunities that fit within their right risk/return profile.

A good PM will be realistic on what to expect from Section 8 and help you identify properties/neighborhoods that will support your goal.

It’s a beautiful custom home, one of the nicest in a so-so Oakland neighborhood ("biggest house in not the best area").Here’s the context:- Bought in 2014 for $590k, appraised in 2022 for $1.2m.- Located in a C- to B neighborhood—close to amenities and mostly safe but not for everyone.- Converted to a rental in 2024; initially rented for $4,750/month, but tenants moved out, and the soft Bay Area rental market has made filling it challenging.

Hi Sushil,My firm does portfolio loans, and if you fit the criteria, we may be able to assist.

This is not a once size fits all question IMO.

However if you buy in a neighborhood where people do care or all  your tenants have cars, you may get shut down quickly. 

Knowing the three cities mentioned is important for grading the neighborhoods and can vary street by street. 

There are two condos in my neighborhood that are trying to sell, but have been on the market for 100+ days.

@Ed Ventura the 5% FHA seems like it would fit your current cash situation pretty well.