Here's a comment I left on that thread, that speaks to a strategy I found incredibly effective, from when I first got started: "I'll share my personal experience on this topic.

Hi Vida,Based on your goals and budget, here are some suggestions for building a small home with a business space in the Atlanta, South Carolina, or North Carolina areas:Building options:Modular homes: These can be a cost-effective option, allowing for faster construction and potentially lower costs compared to traditional building.

Pay the contractor for the removal and what ever else he did . 

I'll pass.Very rookie question for you, @Patrick Roberts and everyone else here: I thought that post-Dodd-Frank, the barrier for mortgage lender accreditation/licensing was essentially raised to a point that HML’s and private lenders were effectively iced out of securing loans with a mortgage or DOT.

A good property management company should be proactive in marketing your property, screening tenants effectively, and maximizing your rental income. 

However you still have the 6% rate instead of the 4% rate which is $9,259.38 which is not the bill amount but than times the millage rate for that area plus any surcharges for trash depending on the neighborhood and town limits.A safe assumption without verifying an address with the county is an effective millage rate of about 500 which means the tax bill should be about $4,629, which is still slightly better than not applying for the ATI and on $187k, 6% is $11,220 and a tax bill of $5,610. 

Being non-TRID removes all the unnecessary, redundant paperwork and time restrictions. 

Effectively turning a 2 unit property into a 4 unit. 

This may include tax credits such as 45L for energy efficiency.Optimization of Energy Efficient Tax Credits: AI tools can help real estate investors identify which specific energy upgrades are the most cost-effective upgrades for their properties resulting in a higher return on the improvements.AI can help investors be more efficient and effective with their time and money.

You have to figure out a few things like seller buy out strategy, Cash out stoppage on a refinance if not on title, balloon, buy out clause, time frame in whic he/she wants to be paid or removed form title.