Philip Williams sure the bank has to pay the carrying costs but a regional or national bank with hundreds of foreclosures may not want to dump all of their properties rapidly and rather do it in stages to not overly disrupt their balance sheet.

Tenant turnover is the most expensive part of the investment cycle and most disruptive to your performanceThere will always be demand in areas where families want to raise their children so the appreciation will be relatively stable and the rents will be able to increase almost every yearBanks like to loan on these properties as they are considered much lower riskI know that it doesn't meet your current goals, but it happens faster than you think.

We have advertised and explained that we need a completed application before we show it, to reduce disruption to the tenant. 

And the fluctuating prime rate is still always going to be less than what a hard money lender would be willing to offer.Also, yes do not touch the long term debt @ 3.75%, that's just about as low as you can ever expect to pay on a mortgage so why disrupt that?

Stop answering this call, he's not disruptive to them. 

My electrician was able to ensure the place was safe and the power is up with minimal disruption to the tenants.

Gov puts the brakes on it when it becomes too disruptive

Meet Kasita: The Micro-Housing Start-Up That's About To Revolutionize Real EstateWhen I ask Wilson what fundamental problem his company is solving he tells me without flinching: “Kasita is on the verge of disrupting the urban housing market in ways not seen in real estate and development in 150 years.”

Rule of thumb is not to touch it or disrupt it.

Landlord will carry out all required repairs in as reasonable time as possible in accordance to applicable laws, but will not be liable to Tenant for any disruptions or inconvenience to Tenant or any claim that the Premises is uninhabitable (except to the extent of any non-waivable warranty of habitability provided by applicable laws).