For most investors, to provide true separation would be cost prohibitive (between $10k-$15k). 

There is no PPP and the closing costs are slightly lower compared to a DSCR loan. 

We just need to verify that you have cash for the downpayment, closing cost, and up to 6 months of the mortgage payment as reserves.

I would include servicing costs of the loan and licensing costs.

I understand I can increase liability in each individual landlord policy, but one single umbrella policy is much more cost effective when I have multiple properties.

I just couldn't justify the cost of the program right now.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

HelloOver saturated STR in Ohio markets have caused many STR to drastically lower costs to as low as  $100 for entire bedroom home.My are higher and I'm not competitive with the lower cost Abnbs.I also feel hotel industry are mass building new hotels to compete with str. 

Your estimate seems low, but even at that cost, it will not add that value.  

I can't get the sense for the cost of their "Stage 2" service and they won't disclose it.