Refinancing next year would likely allow you to lock in a potentially lower rate than the 8% you're currently at, especially if the market conditions continue to favor lower rates.Avoid Duplicate Fees: You're right in thinking about avoiding duplicate fees for the refinance and HELOC.

Hi There - We have had several clients make the numbers work here in Chicago typically with either FHA 203k and home style renovation loans.I continue to remind everyone that a single or walk right now will be a double, triple, or even a home run down the road. 

It will continue to go up until it doesn't.

After some time, she finds my personal address in trust and continues to insist I don't own my properties (she is not entering the correct address - there are several towers in my rental and she is assuming one and I own in the other).  

It's been great to see the growth and I think it will still continue to grow.

👀I expect to see a strong January if this trend continues

Looking forward to my visit in a couple weeks as we continue our research for an STR in the area. 

To simply not invest with folks who exhibit "Free Spin" syndrome, and continually buy without putting their own money where their mouth is.

That has led them to continue to jack up rent prices and often, push out good tenants for the sake of an extra $100/month.

.: @Damian YoungInteresting... but not for meFor starters, while I am not the expert in this, making a loan that you don't expect the borrowers to pay back is somewhere between unethical/immoral and predatory.