You can consolidate your existing IRAs with the 401Ks from previous employers into a new self-directed IRA and gain the control how those funds are invested.Good luck to you!

My loans (even after consolidating) are at 5.2%.Should I cash out and knock out my debt?

Consolidation is happening in real estate.

Hi, You can save money by consolidating plumbing walls.  

If the platform runs out of cash, there is no one there to communicate with investors, workout the problem deals, or worst case result in a bankruptcy that consolidates the SPEs in with the platform creditors.  

Cap rate is a good example, property type, or some combination.Most my deals come via email as well, but it's consolidated by those sending them, so I just have to scan over it and if something looks interesting I ask them to send me more details about that deal.Example email from this morning:Triplex downtown$250k.2 bed 1 bath, 1 bed 1 bath, 1 bed 1 bath$2,320 month rents$399 avg month utilities$150 avg month tax and insurance Duplex South Stafford$250k3 bed 1 bath and 2 bed 1 bath$2,250 month rents$350 avg month utilities$192 avg month tax and insurance SFH Spotsy Greenfield$150k3 bed / 1.5 bath$1,265 month rents$0 avg month utilities$110 avg month tax and insurance

Of course the increase return goes along with the increase risk.If you invest in a real estate equity fund which has multiple properties in different states, you will receive a consolidated state k-1 for each state the fund properties are located not at an individual property level which helps with the paperwork.Also there are new funds that are offering 1031 capabilities say some of CrowdStreet and RealtyMogul but the minimums for that is quite steep at $100k which guess makes sense since you need significant capital to make sure you can go and buy/acquire the next property for the 1031 exchange.Good luck!

If you're wanting to move into a larger product with the sales of those then a 1031 "consolidation exchange is what you want.  

So as I sit through the Guru semiars and I have sat through many... ( as for me its an extremely good place for someone like me who is looking to fund deals where else can you get 400 people all like minded in one room) and I talk to all of these folks over the years its just like when I owned my Real Estate brokerages I could pretty much tell who would stick and who would flame out.Its simply the law of averages and who are we to determine is 20 or 30k is too much money.. you would be shocked to learn how many top producing RE agents go to these.. and or folks that I talked to that just sold their business for a few million and want to learn this stuff in a consolidated manner and 20k to 30k is nothing and they think they get great valueBP is a fabulous place to learn .. but its not the best place in my mind...

Or can we consolidate and just use the joints?