Again, assumption being you target higher class properties with higher rents.I should also add you COULD get lucky and be aggressive in buying out prior investors portfolio/partial.

Strategic use of debt is vital, an automatic assumption that more is better in every circumstance is unwise, especially for those whose real estate investments coexist with other income, professional circumstances, retirement issues etc.We are in an unprecedented period of liquidity over the last 30-40 years.

As an investor, my expectation, NOT assumption, is that there would be profit to me if you use my money.Regarding investor conversations, start them ASAP.

Not many lenders allow assumption btw.

I've worked with a couple financial planners in the past and neither seemed to be capable of doing more thorough analysis than I was given ~20 hours of work in Excel, so I'm looking for someone who can demonstrate to me quantitatively that their analysis is correct given whatever assumptions their modeling takes into account.Background:I currently own 5 properties, 14 units in Minneapolis/St.

Another assumption would be that I already have a couple investment properties that are cash flowing well to give me some extra income for future purchases and that I am 24 years old with my whole life ahead of me.

I wouldn't purchase it on the assumption that you might be able to raise the rents. 

There are many assumptions within this calculation, assuming only 1-2 years of tenancy, and assuming 2500-3000 for turn over costs.

So, if they learn that a new owner has title, they can call the whole note due anyway because the new owner was not processed through an appropriate assumption of the loan.  

For simplicity, we will focus on revocable living trusts since I will make the assumption that most people reading this will want to retain their assets and manage them while they are alive.