4) Would It be easier to borrow that money knowing that I am trying to provide affordable housing in the governments eyes?

If you did not and it’s unsecured debt you could be out of luck on some or all of the money as depending on his situation unsecured creditors in a bk may receive pennies on the dollar depending on what he can afford and if converted to a ch 7 you would get wiped out.Even in 2nd position he could argue the property is underwater and wipe out your lien.

If in a tenant-friendly state, the Payment Plan may make sense - but only if tenant signs document stating specific payment dates & amounts and can update their income info to prove they can afford the payments.

In my market you can get an additional unit for each affordable rent unit.  

Housing affordability is definitely a hot topic in Texas these days.

Vrbo has been less productive, and FF remains a staple.

Patti, do you know any lenders in our area that rep this product? 

When we look at zoning and we see the density available, it starts to open up new possibilities for creating housing that is somewhat affordable and also building low cost units for example a second story edition could cost as little as $180-$200,000.

Small multi (4 and under) is still residential so wouldn't be in their wheelhouse, but they are a different product than DealMachine.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.